Workers Compensation and Exempt Workers

Workers become eligible to claim lump sum payments in NSW based on their injuries, If the physical injury is 11% or greater, any worker can claim a lump sum payment. On the other hand, only exempt workers become eligible to claim lump sum compensation if their physical injury is more than 0% whole person impairment. A claim for lump sum compensation can also be made in case of a psychological injury that is assessed at 15% or more for all workers

As an exempt worker, you may also be eligible to receive lump sum payment for pain and suffering caused by your work-related injury. To be able to claim lump sum compensation for pain and suffering, there must be 10% permanent impairment or more. Also, an exempt worker may be eligible to claim more than one lump sum payment.

The insurer will require some information from you when you are making a claim for permanent impairment. The failure to provide the necessary information might prolong the claim making process. When the insurer has all the information, they should respond to your claim within one month.

You can access a list of what you should submit to the insurer when making a permanent impairment claim as an exempt worker through the Exempt Claimant Permanent Impairment Claim form available on State Insurance Regulatory Authority (SIRA) website. We don’t refer them back to another site the information to what to include is basically the same as noted in our website for non exempt workers you can use that and SIRA as reference.